For a Stress-Free Mortgage when buying a new home.

You've come to the right place.

Buying new construction
can be overwhelming. 
It doesn't have to be. 
Let us show you how. 

Buying a new home can be overwhelming. 
It doesn't have to be. Let us show you how. 

START HERE

WELCOME TO
Your Stress-Free Mortgage

Start here.
Have a call
with our team.
Complete the application process.
Enjoy your Stress-Free Mortgage.

New home financing, without the hassle.

FAQs

  • Can I get a firm approval even if my home isn’t finished yet?

    Yes. If you qualify for a mortgage now, we can hold that secure approval for up to 18 months.  This means that even if your financial situation has changed between now and closing, there will be no re-qualifying before you take possession. Huge peace of mind. 


    However, it has to be noted that in order to keep your financing in place, you won’t be able to make any material changes to the contract; swapping applicants, changes to amortization, mortgage term, or mortgage details (among other changes) will require a complete requalification. 

  • What if my financial situation changes before completion, will I lose my deposit?

    If we have a firm approval in place using our Stress-Free 18-month approval, as long as there are no material changes to the contract, you will not have to re-qualify for the mortgage. Regardless of your current financial situation. This will ensure you won’t lose your deposit. 

  • Does it cost extra to secure my approval for 18 months?

    Nope, there are no additional costs for securing mortgage financing beyond 120 days. However, the rate you are able to secure on a longer term might be a little higher compared to a shorter term.

  • What if there are better mortgage terms and rates available closer to my completion date?

    The mortgage approval and rate hold we arrange now can be thought of as a ceiling rate. Assuming your financial situation is the same or better, within 120 days of your closing we will secure the terms most favourable to you. 


    There is no downside in arranging mortgage financing up front and securing a long term rate hold.

Clients just like you who received their 
Stress-Free Mortgage.
Had a great experience with the Silverman group. Dealt with Zach and Sara, very smooth transition over my next mortgage. All 5 star reviews for a reason. Thank you for your professional service !

Szilard Kecskes

Was looking for my second mortgage and decided to check this company out. They were seamless and worked round the clock to ensure we got approved. We ended up expanding our budget and buying a bigger house thanks to this team. Awesome work.

Colten Platzner

Our experience with Silverman has been great, we would definitely recommend. They provided clear and frequent communication and answer questions/queries quickly. Kayd and Sara were very helpful and we were guided throughout the whole process. Overall very smooth and not at all stressful.

Sam Pimentel

Kayd and Sara were top notch in their service! Very professional and respectful. They always responded quickly to any of my questions or concerns with knowledgeable answers. I highly recommend using their services. Thank you for making my experience simple and easy.

Liam Mcallister

Zach and his colleagues were wonderful to work with. They worked their magic and made the whole process easy from the beginning. I will definitely be calling them again in the future!

Carol Hofer